Terms of Use

Please read these terms carefully before using 123calcs. They explain the rules and important disclaimers for our calculators.

Last updated: June 29, 2026

1. Acceptance of terms

By accessing and using 123calcs ("the site"), you agree to be bound by these Terms of Use. If you do not agree with any part of these terms, please do not use the site.

2. Use of the calculators

123calcs provides free online calculators and converters for general informational and educational purposes only. The tools are offered "as is" without warranties of any kind. While we work hard to keep results accurate, we do not guarantee that any calculation is free of error.

3. Not professional advice

The results from our financial, health, tax and other calculators are estimates and must not be treated as professional advice. They are not a substitute for advice from a qualified financial advisor, accountant, physician or other professional. Always consult an appropriate professional before making decisions based on any result.

4. No liability

To the fullest extent permitted by law, 123calcs and its operators are not liable for any loss or damage arising from your use of, or reliance on, the site or its calculators. You use the tools at your own risk.

5. Intellectual property

The design, text, code and branding of 123calcs are owned by us and may not be copied or reproduced without permission. You may freely use the calculators for personal and commercial calculation purposes.

6. Advertising

The site is supported by third-party advertising, which may include personalised ads served through ad networks such as Google AdSense. These networks may use cookies as described in our Privacy Policy.

7. Changes to these terms

We may update these Terms of Use from time to time. Continued use of the site after changes are posted constitutes acceptance of the revised terms.

8. Contact

Questions about these terms can be sent via our contact page.